Frequently Asked Questions

The Test Drive is a one-on-one introduction to how Cashographer works and whether it’s a good fit for you.

We’ll talk briefly about what you want to improve in your financial life, then I’ll walk you through the Cash Flow Waterfall—the framework I use to show how spending, savings, debt, retirement, college, and other priorities compete for the same dollars.

You’ll also see a real client example, get a look at the financial system we build together, and have plenty of time to ask questions.

There’s no obligation to sign up. The goal is simply for you to leave with a clearer understanding of Cashographer, how it approaches financial trade-offs, and whether you’d like to keep going.

Not at all.

Many Cashographer clients are earning good money and doing plenty right. The challenge is that higher income often comes with more moving parts: competing goals, irregular expenses, investments, debt, kids, lifestyle decisions, and not always a clear way to see how everything fits together.

Cashographer helps you organize the whole picture, decide what matters most, and build a system for putting your money behind those priorities.

That’s completely fine.

A financial advisor may help manage investments or provide longer-term financial advice. Cashographer focuses on something different: connecting your day-to-day cash flow, spending, reserves, debt, goals, and wealth-building priorities into one system you can actually operate.

The two can complement each other.

No.

Apps can be great at showing you where money went. Cashographer goes further by helping you decide what your money should do next.

We build the plan around your actual finances, make the trade-offs between competing priorities visible, and give you a monthly system for staying on track.

Whenever possible, yes.

Money decisions usually affect the whole household, and the plan works best when both partners understand the priorities and trade-offs behind it. That said, one partner can take the lead if schedules or interest levels make that more practical.

There is some setup work, but I intentionally keep it as light as possible.

You’ll provide your financial information, review transaction categories where I need your input, participate in the three working sessions, and have the option to learn to complete the monthly review yourself.

Once the initial information is collected, I do most of the heavy lifting to build the system.

Yes. The DAD Plan workbook requires the desktop version of Microsoft Excel. Excel for the web is not supported, and an Excel license is not included in the program price.

You do not need to be good at Excel. I do most of the build work behind the scenes, then teach you exactly what you need to know to complete your monthly review. You don’t need to understand the formulas—you need to understand the decisions the system is helping you make.

Yes.

Your financial information, goals, concerns, and personal circumstances stay between us. Cashographer is designed to be a judgment-free place where you can speak openly about what is actually happening with your money.

You do not need to have everything figured out before we start, as that would defeat the purpose.

There’s no shame in having debt, overspending, missing savings goals, or simply not knowing what to do next. We’ll focus on understanding what the current system is producing, what you want your money to accomplish, and what needs to change from here.

After Session 3, your financial system and Cash Flow Roadmap are built. From there, you can choose how hands-on you want to be.

Run it yourself.
Take the system from here, with lifetime workbook troubleshooting, email support when questions come up., and access to the user manual and instructional videos if you ever get stuck.

Learn to run it yourself.
Add Sessions 4 and 5. I’ll teach you the monthly-review process, then review your first solo run with you so you know you’re doing it correctly.

Have me run the monthly reviews.
I’ll update the system, prepare your monthly review, flag what needs attention, and walk through the important decisions with you.

You don’t have to decide upfront. Start with the three-session build, then choose the level of ongoing help that fits you.

Your plan is meant to change when your life does.

A new job, raise, major expense, move, new goal, or change in family circumstances may mean adjusting priorities or reallocating cash flow.

You can update the system yourself, reach out with workbook or monthly-review questions, or book additional coaching when you want help working through a bigger change or rebuilding part of the plan.